Relates to non-insurance benefits

2025 Regular Session Introduced by Gary Pretlow

A 7266 clarifies and regulates non-insurance benefits, affecting employers and benefit programs by defining eligibility, administration, disclosures, and oversight.

REFERRED TO INSURANCE

Summary of Bill A 7266 (New York)

Overview

Bill number: A 7266

Title: Relates to non-insurance benefits

Sponsor: J. Gary Pretlow (primary)

Status/Referral: Referred to the Assembly Committee on Insurance (introduced March 21, 2025)

Companions/Related: Senate companion S 5044; related Assembly bills from prior sessions include A 7609, A 4024, A 3539, A 1697, and A 4480

Purpose and Intent

The bill is described as relating to “non-insurance benefits.” Based on the title and the referral to the Insurance Committee, the measure appears to address statutory provisions governing benefits that are not traditional insurance products. The exact scope—definitions, eligibility, administration, and interaction with insurance—requires the full text to determine precise intent and changes.

Key Provisions (Not Available in the Provided Text)

The specific statutory changes, definitions, and requirements are not included in the provided information.

Typical topics in “non-insurance benefits” legislation may involve:

Definitions distinguishing non-insurance benefits from insured products
Administration, eligibility criteria, and timelines for benefits outside standard insurance
Consumer protections, disclosure requirements, or reporting for non-insurance benefit programs
Interaction or coordination with insurer-regulated benefits
Oversight, enforcement, and penalties related to non-insurance benefits

Note: Without the bill’s text, the above items are illustrative of common areas such bills address and not a statement of A 7266’s actual provisions.

Affected Parties and Potential Impacts

Primary audiences likely affected: employers, benefit administrators, and organizations offering non-insurance benefits (e.g., certain employee or member benefits, fringe benefits, or government-related non-insurance programs).

Potential impacts: changes in eligibility rules, administration requirements, cost allocations, disclosure duties, and regulatory oversight. If the bill tightens or expands non-insurance benefit rules, affected entities would need to adjust compliance, reporting, and coordination with any insurance programs.

Procedural and Timeline Considerations

Introduced and immediately referred to the Assembly Committee on Insurance on March 21, 2025.

A companion bill exists in the Senate (S 5044), indicating cross-chamber consideration.

As with many bills, expected next steps (if pursued) include committee hearings, a potential committee vote, and floor consideration in both houses, followed by potential gubernatorial action.

Related Legislation

Senate companion: S 5044

Prior-session related Assembly bills: A 7609, A 4024, A 3539, A 1697, A 4480

The clustering of related bills suggests ongoing interest in clarifying or reforming non-insurance benefit regulations.

Next Steps for Readers

Obtain the full text of A 7266 to review specific definitions, provisions, and operative sections.

Compare with the Senate companion S 5044 to gauge parity and anticipated movement.

Monitor committee hearings and votes in the Insurance Committee for updates on amendments or passage.