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Bill

A 1374

Relates to identity theft prevention and mitigation services in the case of a security breach

2025 Regular Session Introduced by Maritza Davila and 3 co-sponsors

Bill A 1374 mandates prompt notification of security breaches and ensures affected consumers receive identity theft prevention services, holding organizations accountable.

REFERRED TO CONSUMER AFFAIRS AND PROTECTION
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Bill Summary · A 1374

Summary of Bill A 1374

Bill Overview

  • Bill Number: A 1374
  • Title: Relates to identity theft prevention and mitigation services in the case of a security breach
  • Status: Referred to Consumer Affairs and Protection
  • Introduced: January 09, 2025
  • Classification: Bill

Purpose and Intent

Bill A 1374 aims to enhance protections for consumers in the event of a security breach that compromises personal information. The primary goal is to ensure that individuals affected by identity theft have access to necessary prevention and mitigation services, thereby reducing the risk and impact of identity theft.

Key Provisions

The bill includes several important provisions designed to address identity theft:

  1. Mandatory Notification:

    • Organizations that experience a security breach must notify affected individuals promptly. This notification should include details about the nature of the breach and the personal information involved.

  2. Identity Theft Prevention Services:

    • Affected individuals will be entitled to receive identity theft prevention and mitigation services. These services may include credit monitoring, identity restoration assistance, and fraud alerts.

  3. Financial Responsibility:

    • The bill outlines the financial responsibilities of organizations regarding the provision of these services. Organizations may be required to cover the costs associated with identity theft prevention services for affected individuals.

  4. Reporting Requirements:

    • Organizations must report breaches to relevant authorities, ensuring that there is a clear record of incidents and responses.

  5. Consumer Education:

    • The bill emphasizes the importance of consumer education regarding identity theft and the steps individuals can take to protect themselves.

Who Would Be Affected

  • Consumers: Individuals whose personal information is compromised in a security breach will benefit from the protections and services outlined in the bill.
  • Organizations: Businesses and entities that handle personal information will be required to comply with the new notification and service provisions, potentially impacting their operational procedures and costs.

Procedural Aspects

  • The bill was introduced on January 09, 2025, and has been referred to the Consumer Affairs and Protection Committee for further consideration.
  • It is important to monitor the progress of this bill as it moves through the legislative process, including any amendments or discussions that may arise in committee.

Related Legislation

Bill A 1374 is related to several prior-session bills that address similar issues:
- A 7897
- A 3088
- A 1725
- S 2152 (companion bill)

These related bills may provide additional context or frameworks for understanding the legislative landscape surrounding identity theft prevention and consumer protection.

Conclusion

Bill A 1374 represents a significant step towards strengthening consumer protections against identity theft in the event of a security breach. By mandating notification and providing access to essential services, the bill seeks to empower individuals and hold organizations accountable for safeguarding personal information.

Compiled from official sources — confirm details with the bill’s official record.

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