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Bill

S 5461

Relates to homeowner natural disaster preparedness, home safety and loss prevention courses

2025 Regular Session Introduced by Leroy Comrie

Bill S 5461 would establish or require homeowner courses on natural-disaster preparedness, home safety, and loss prevention, impacting homeowners, insurers, and safety providers.

COMMITTED TO RULES
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Bill Summary · S 5461

Summary of Bill S 5461 – Relates to homeowner natural disaster preparedness, home safety and loss prevention courses

Overview

  • Bill Number: S 5461
  • Title: Relates to homeowner natural disaster preparedness, home safety and loss prevention courses
  • Sponsor: Leroy Comrie (primary)
  • Introduced: February 21, 2025
  • Status: COMMITTED TO RULES (as of June 13, 2025)

Purpose and Intent

  • The bill’s title indicates a focus on improving homeowner resilience and safety by addressing natural disaster preparedness, home safety, and loss prevention through courses.
  • Specific statutory requirements, course content, delivery methods, eligibility, and enforcement mechanisms are not provided in the available materials. If enacted, the bill could establish or authorize educational programs, curricula standards, and accountability related to these topics.

Key Provisions (as described by title; details not provided)

  • Potential creation or endorsement of courses for homeowners covering:
    • Natural disaster preparedness (planning, emergency kits, evacuation procedures, etc.)
    • Home safety practices (fire safety, fall prevention, electrical and fire risk reduction)
    • Loss prevention measures (maintaining risk-reducing habits to minimize property damage)
  • Possible administration and oversight by a state department or designated agency (e.g., an insurance or housing-related regulator).
  • Possible requirements for participation, certification, or continuing education related to homeowners’ safety and preparedness.
  • Potential integration with insurance underwriting, consumer protection, or disaster readiness programs.

Note: The exact provisions, including who must take the courses, who provides them, cost implications, and enforcement, are not included in the materials provided.

Affected Parties

  • Homeowners: Primary audience if the bill requires or promotes mandatory or optional courses.
  • Insurance Regulators/Department: Likely involved if courses tie into policyholder education, risk reduction, or underwriting considerations.
  • Insurance Carriers/Providers: Could be affected if courses influence discounts, coverage terms, or loss-prevention incentives.
  • Home Safety/Disaster Preparedness Providers: Entities that develop and offer the courses.

Legislative History and Timeline

  • Feb 21, 2025: Referred to Insurance.
  • Mar 24, 2025: 1st Reading Calendar (CAL. 587).
  • Mar 25, 2025: 2nd Report CAL. (calendar advancement).
  • Mar 26, 2025: Advanced to Third Reading.
  • Jun 13, 2025: COMMITTED TO RULES (listed twice in actions).

Related Bills

  • S 7917 (prior-session)
  • S 4057 (prior-session)
  • A 182 (companion) — listed twice in the materials

Notes for Readers

  • The provided information does not include the bill’s full text or specific statutory language. For a complete understanding of obligations, exemptions, funding, timelines, and enforcement, the official bill text and fiscal notes would be required once available.

Compiled from official sources — confirm details with the bill’s official record.

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