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Bill

Bill

S 4187

Relates to early decision admissions data reporting by colleges

2025 Regular Session Introduced by Andrew Gounardes

Limits patient co-pays/deductibles to one per 180 days for follow-up care from in-network providers, if medical-necessity preauthorization is followed.

REFERRED TO HIGHER EDUCATION
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Bill Summary · S 4187

S 4187 — Summary

Note: The bill’s title refers to early decision admissions data reporting by colleges, but the introduced text pertains to health benefits plan co-payments. The following summary reflects the introduced version’s content as provided.

Purpose and scope

  • The bill would supplement the Health Care Quality Act to limit patient co-pays/deductibles for certain follow-up care under a health benefits plan.
  • Targeted care includes post-operative follow-up, follow-up for treatment of a diagnosed illness or condition, or other follow-up care provided by a participating provider.

Key provisions

1) Co-pay/deductible limit for follow-up care
- A health benefits plan carrier offering a managed care plan must ensure that for follow-up care provided by a participating provider, a covered person is responsible for only one co-payment or deductible during any 180-day period following the payment of that co-payment or deductible.
- The participating provider may not collect more than one such co-payment or deductible within the same 180-day period, regardless of the number of follow-up visits.

2) Conditions for applicability
- The above limits apply only if the covered person complies with the plan’s preauthorization or review requirements related to determining medical necessity to access in-network inpatient benefits, as written in accordance with the Health Care Quality Act.

3) Effective date
- The act would take effect on the first day of the fourth month after enactment.
- It would apply to all contracts and policies issued or renewed on or after that effective date.

Who is affected

  • Covered individuals insured under health plans offering managed care.
  • Participating providers delivering follow-up care (within network).
  • Health benefits plans/carriers that administer these plans.

Procedural/timeline aspects

  • Introduced in the Senate on March 3, 2025.
  • Status shown as referred to Higher Education; legislative actions also indicate referral actions (including a march 2025 intro and committee referrals).
  • Related bills include companions A 3795 and A 5551, as well as S 8118 (prior session).

Practical impact

  • Potentially lower out-of-pocket costs for patients needing ongoing follow-up care within a 180-day window.
  • Encourages adherence to preauthorization/medical-necessity processes by linking the cost protection to compliance with these requirements.
  • Insurance plans may need to adjust administering procedures to track 180-day periods and ensure only a single co-pay/deductible is charged for follow-up care within each period.

Sponsor

  • Primary sponsor: Andrew Gounardes

Related bills

  • A 3795 (companion)
  • A 5551 (companion)
  • S 8118 (prior session)

If you need, I can compare this bill’s text to the companion bills or outline potential fiscal/administrative implications in more detail.

Compiled from official sources — confirm details with the bill’s official record.

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