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Bill

S 8124

Relates to circumstances under which a consumer may be subject to a new special open enrollment period to choose a new health insurance plan

2025 Regular Session Introduced by Joe Addabbo and 7 co-sponsors

Establishes when consumers may enter a new special open enrollment period to switch health plans.

REFERRED TO INSURANCE
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WeVote Research Nonpartisan
Bill Summary · S 8124

Summary of Bill S. 8124

Overview

Bill S. 8124 relates to the circumstances under which a consumer may be subject to a new special open enrollment period to choose a new health insurance plan. The measure is currently referred to the Insurance committee.

  • Status: Referred to Insurance
  • Introduced: May 15, 2025
  • Sponsors: Jake Ashby (primary); Mario Mattera, Michelle Hinchey, Julia Salazar, Steve Rhoads (cosponsors)
  • Related bills: Assembly companion A 8850 (listed as a companion)

Purpose and Intent

The bill appears to be aimed at clarifying or creating conditions under which individuals who purchase health insurance could be allowed or required to enter a new special open enrollment period in order to switch to a different plan. The exact triggers, scope, and rules governing such special enrollment are not provided in the summary.

Key Provisions (Based on Title; text not provided)

The provided information does not include the bill’s text, so specific provisions are not available. Potential areas the bill would typically address (subject to the actual language) might include:
- Triggers or events that would authorize a special open enrollment period (e.g., plan cancellations, eligibility changes, or product withdrawals by issuers).
- Eligibility criteria for consumers to qualify for the special enrollment.
- Duration and timing of the special enrollment window.
- Procedures for notifying consumers and processing plan changes.
- Interactions with subsidies, premium calculations, or subsidies eligibility.
- Compliance, enforcement, and regulatory oversight.
- Interaction with existing open enrollment timelines and other enrollment rules.

Note: The above are common components of special enrollment provisions and may or may not be included in S. 8124. The exact language should be reviewed for precise provisions.

Who Would Be Affected

  • Consumers: Individuals currently seeking health insurance who may gain access to a new, targeted enrollment period to switch plans.
  • Health insurers and issuers: Entities issuing health plans subject to enrollment rules; they may face new enrollment procedures or notification requirements.
  • Health insurance marketplaces/administrative agencies: State entities overseeing enrollment processes may implement or enforce the new special enrollment framework.

Procedural and Timeline Aspects

  • The bill has been introduced and referred to the Insurance committee as of May 15, 2025.
  • No additional actions or amendments are listed in the provided information.
  • A companion measure exists in the Assembly (A 8850), indicating parallel consideration in the other chamber.

Next Steps for Readers

  • Review the full bill text and any fiscal notes or committee reports to understand the exact provisions, triggers, and timelines.
  • Monitor subsequent committee hearings and floor actions in both chambers.
  • Consider how the proposed changes could affect consumers, insurers, and enrollment processes if enacted.

If you’d like, I can format a side-by-side comparison once the official bill text and any amendments are available.

Compiled from official sources — confirm details with the bill’s official record.

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