Bill
S 3063
The bill narrows casino immunity by allowing civil suits if harm to self-excluded individuals results from reckless indifference or intentional misconduct by casinos, facilities, o
Status: Introduced (Read twice); Referred to Committee (most recently listed as REFERRED TO ELECTIONS)
Introduced: October 28, 2025
Primary Sponsors: Sen. Bill Cassidy; Sen. Leroy Comrie
Effective Date: Immediately (per bill text)
Statutory change: Amends P.L.2001, c.39, §1 (N.J.S.A. 5:12‑71.2)
Note on document inconsistency
- The bill packet includes an initial line naming the "Learning Innovation and Family Empowerment with AI Act (LIFE with AI Act)," but the substantive text that follows amends New Jersey’s casino self‑exclusion statute (P.L.2001, c.39). This summary focuses on the actual statutory amendments provided in the bill text concerning the Casino Self‑Exclusion Program.
Purpose and intent
- To narrow the existing broad immunity of licensed casinos and simulcasting facilities (and their employees) from civil liability related to the state Casino Self‑Exclusion Program by allowing civil claims when the casino or employee acted with reckless indifference or intentional misconduct toward self‑excluded persons.
Key provisions
- Amends Section 1 of P.L.2001, c.39 (C.5:12‑71.2):
- Reaffirms the Division’s authority to create and regulate a list of persons who voluntarily self‑exclude from gaming at licensed casinos and simulcasting facilities and confirms that persons may waive rights to collect winnings or recover losses during exclusion periods.
- Requires Division regulations to set procedures for placement on and removal from the self‑exclusion list and for transmitting identifying information to licensed casinos/simulcasting facilities. Regulations must also require casinos/facilities to establish procedures to, at minimum:
- Remove self‑excluded persons from targeted mailings/advertising/promotions;
- Deny self‑excluded persons credit, comped services (“complimentaries”), check‑cashing privileges, club programs, and similar benefits.
- Modifies civil‑liability language:
- Current law broadly immunizes casinos/facilities and their employees from civil liability for harms arising from failure to withhold or restore gaming privileges or from permitting self‑excluded persons to gamble.
- The bill preserves immunity in most cases but creates an exception: casinos, facilities, or employees may be held civilly liable if harm was caused by acts or omissions constituting reckless indifference or intentional misconduct toward self‑excluded persons.
- Confidentiality: The Division’s self‑exclusion list remains not open to public inspection. Casinos may share identities with affiliated gaming entities (in‑state or out‑of‑state) solely to administer responsible gaming programs.
- Disclosure immunity: Casinos/facilities/employees are not liable for disclosure or publication of a self‑excluded person’s identity except for willfully unlawful disclosures/publications.
Who is affected
- Directly affected: licensed casinos and simulcasting facilities operating under New Jersey law, and their employees.
- Protected/impacted persons: individuals enrolled in the New Jersey Casino Self‑Exclusion Program (including Internet gaming self‑exclusions since program expansion in 2013).
- Secondary impacts: affiliated gaming entities that receive identity information to assist with responsible‑gaming administration.
Practical impact
- Legal: Restores limited civil remedy for self‑excluded persons who can prove reckless indifference or intentional misconduct, potentially increasing litigation in egregious cases.
- Operational: Casinos and simulcasting facilities may strengthen compliance measures, staff training, monitoring, advertising controls, and recordkeeping to minimize liability risk.
- Privacy/administration: Maintains confidentiality of the self‑exclusion list while permitting controlled sharing with affiliated entities for responsible‑gaming purposes.
Legislative actions and related measures
- Introduced and read twice (10/28/2025); referred to committee(s) (records show referrals to Health, Education, Labor & Pensions and to Elections at various points). Current status listed as REFERRED TO ELECTIONS.
- Companion/related bills: A‑5348 (companion), and several prior‑session and related bills (A‑4715, A‑4600, A‑4156, S‑5362, A‑875, S‑3670, S‑1707).
Fiscal note
- No fiscal estimate provided in the bill text. Potential indirect costs could include defense/litigation expenses and increased compliance costs for regulated facilities.
Compiled from official sources — confirm details with the bill’s official record.
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