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Bill

HB 1006

Regulating service contracts and protection product guarantees.

2025-2026 Regular Session Introduced by Stephanie McClintock and 2 co-sponsors

Washington establishes licensing, disclosure, and fund management rules for service contracts and protection product guarantees, effective July 27, 2025.

Effective date 7/27/2025.
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WeVote Research Nonpartisan
Bill Summary · HB 1006

Legislative bill overview

HB 1006 establishes comprehensive regulatory requirements for service contracts and protection product guarantees in Washington State, including licensing standards, disclosure requirements, and consumer protections. The bill defines how companies can sell extended warranties, service plans, and similar protection products, and sets rules for managing the funds collected from consumers.

Why is this important

Service contracts and extended warranties are multi-billion dollar industries that consumers frequently purchase without fully understanding terms, coverage limits, or cancellation rights. This legislation directly affects how Washingtonians can be sold these products and what protections they receive, potentially preventing predatory practices and ensuring clearer consumer understanding of what they're buying.

Potential points of contention

  • Industry compliance costs: Service contract providers and retailers may face increased administrative and licensing expenses that could be passed to consumers through higher prices or fees
  • Definition and scope disputes: Determining which products qualify as "service contracts" versus standard warranties could create ambiguity and lead to regulatory interpretation conflicts
  • Consumer access trade-offs: Stricter regulations could limit availability of lower-cost protection plans or reduce options for consumers who want minimal coverage at bargain prices

Compiled from official sources — confirm details with the bill’s official record.

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