Bill
SJR 23
Colorado recognizes and commends Young Americans Bank and Center for Financial Education for youth financial literacy, experiential learning, and collaboration to support HB 25-119
Purpose
- A Senate Joint Resolution recognizing and commending Young Americans Bank and Young Americans Center for Financial Education for their contributions to financial literacy education, entrepreneurship education, and economic opportunity for Colorado’s youth.
- Emphasizes the important role of experiential, real-world learning in reinforcing classroom financial literacy, in support of House Bill 25-1192 (2027-28 school year rollout of mandatory financial literacy standards for high school graduation).
Key Provisions
- Official recognition: The Colorado General Assembly acknowledges and commends Young Americans Bank and the Young Americans Center for Financial Education for:
- Their longstanding work in youth financial literacy education and entrepreneurship education.
- Their role in expanding economic opportunity for young people in Colorado.
- Support for experiential learning: The resolution highlights the value of experiential financial education in reinforcing classroom instruction and aiding implementation of HB 25-1192.
- Partnership acknowledgment: Recognizes Young Americans Bank and the Center as uniquely positioned partners to advance financial literacy through programs, partnerships, and real-world opportunities.
- Encouragement of collaboration: Encourages ongoing collaboration among state government, school districts, educators, community organizations, and institutions like Young Americans Bank and the Center to broaden access to meaningful financial literacy education for all Colorado students.
- Endorsement of alignment with standards: Notes that the Center’s curriculum and programming align with Colorado academic standards and grade-level expectations in personal financial literacy, supporting incorporation into core education.
Affected Parties
- Primary beneficiaries: Colorado students receiving financial literacy education via Young Americans Bank and the Young Americans Center for Financial Education.
- Partners and stakeholders: Colorado Department of Education, Colorado State Board of Education, school districts, educators, community organizations, and the Governor’s administration.
Procedural and Timeline Aspects
- Status: Introduced and subject to Senate third reading; action history shows the bill progressed through committee and was laid over for third reading on April 14-20, 2026.
- No new fiscal impact or regulatory changes are enacted by the resolution itself; rather, it serves as formal recognition and guidance for continued collaboration to support HB 25-1192.
- The resolution references a separate statutory change (HB 25-1192) that requires financial literacy standards in high schools beginning in the 2027-28 school year; the resolution underscores the role of Young Americans Bank and Center in implementing that policy.
Additional Context
- Background refers to the notable history of Young Americans Bank (founded 1987) and the Young Americans Center for Financial Education in Colorado, with a mission to provide youth-focused financial education, experiential learning, and entrepreneurship opportunities.
- The bill positions these organizations as a statewide resource and model for experiential financial literacy aligned with Colorado’s educational goals and 25-1192 implementation.
Bottom line
SJR 26-023 is a ceremonial joint resolution that publicly recognizes and commends Young Americans Bank and the Young Americans Center for Financial Education for their decades of work in youth financial literacy and experiential learning, underscores their alignment with state education standards, and encourages ongoing public-private collaboration to expand financial literacy opportunities for Colorado students in support of HB 25-1192.
Compiled from official sources — confirm details with the bill’s official record.
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