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SB 1230

Real Property - As enacted, specifies certain persons who may submit electronic records for registration with a register of deeds that accepts electronic records under the Uniform Real Property Electronic Recording Act; makes other changes related to the act. - Amends TCA Title 47, Chapter 10, Part 1 and Title 66, Chapter 24, Part 2.

114th Regular Session (2025-2026) Introduced by Richard Briggs

SB 1230 expands eligibility for electronic real property record filing with Tennessee county registers, potentially streamlining property transactions but raising authentication and fraud prevention concerns.

Comp. became Pub. Ch. 104
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Bill Summary · SB 1230

Legislative bill overview

SB 1230 expands who can submit electronic real property records to Tennessee county registers of deeds that participate in electronic recording systems under the Uniform Real Property Electronic Recording Act. The bill modifies existing state law governing real property registration and electronic filing procedures.

Why is this important

Electronic recording of deeds and property documents affects how quickly property transactions are processed, documented, and publicly accessible. Expanding who can file electronically could streamline real estate transactions, reduce paperwork delays, and potentially lower costs for property owners, lenders, and title companies operating in Tennessee.

Potential points of contention

  • Fraud and authentication concerns: Broadening who can submit electronic records without clear authentication standards could increase risk of fraudulent filings or forged documents entering the public record
  • Title insurance implications: Expanding eligible filers may create disputes about record validity, potentially affecting title insurance requirements and costs
  • Register resource capacity: County registers may face implementation costs and staffing challenges to properly validate and process records from new categories of filers

Compiled from official sources — confirm details with the bill’s official record.

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