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Bill

SB 727

Real Property - As enacted, revises present law relative to advertising the sale of land to foreclose a deed of trust, mortgage, or other lien securing the payment of money or other thing of value or under judicial orders or process. - Amends TCA Title 35.

114th Regular Session (2025-2026) Introduced by Adam Lowe

Tennessee law amended to revise how foreclosure sales of mortgaged or liened properties must be publicly advertised before judicial or trustee sale.

Comp. became Pub. Ch. 515
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Bill Summary · SB 727

Legislative bill overview

SB 727 modifies Tennessee's foreclosure advertising requirements for deeds of trust, mortgages, and other liens. The bill amends Title 35 of the Tennessee Code to change how properties subject to foreclosure must be publicly advertised before sale.

Why is this important

Foreclosure advertising rules directly affect transparency in real estate transactions and the ability of interested parties—including borrowers, other lienholders, and potential buyers—to receive notice of upcoming sales. Changes to these procedures can impact the timeline, costs, and accessibility of foreclosure information to the public.

Potential points of contention

  • Notice requirements: Any reduction in advertising timelines or channels could disadvantage borrowers trying to prevent foreclosure or other parties with legal interests in the property
  • Cost implications: Modifying where and how foreclosures must be advertised may shift expenses between lenders, courts, and other parties
  • Access equity: Changes to advertising methods (print vs. digital, for example) could affect which segments of the population receive adequate notice of foreclosures

Compiled from official sources — confirm details with the bill’s official record.

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