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S 1081

PUBLIC CONTRACTS – Amends existing law to require public agencies and political subdivisions to factor contractor fees in determining which contractor to select for certain projects.

68th Legislature, 1st Regular Session (2025)

Bill S 1081 allows dental insurance enrollees to carry over unused benefits to the next year, reducing financial pressure and promoting better dental care utilization.

Reported Printed; referred to State Affairs
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Bill Summary · S 1081

Summary of Bill S 1081

Bill Information

  • Bill Number: S 1081
  • Title: Requires dental insurance plans to automatically carry over a portion of the enrollee's benefit amount for use in the succeeding year
  • Status: Referred to Civil Service and Pensions
  • Introduced: January 08, 2025
  • Classification: Bill

Purpose and Intent

Bill S 1081 aims to enhance the accessibility and usability of dental insurance benefits for enrollees. The primary intent is to allow individuals with dental insurance to carry over a portion of their unused benefits from one year to the next. This provision is designed to reduce the financial burden on enrollees and encourage them to seek necessary dental care without the pressure of losing benefits at the end of the coverage year.

Key Provisions

  • Automatic Carryover: The bill mandates that dental insurance plans must automatically carry over a specified percentage of the enrollee's unused benefit amount to the following year.
  • Benefit Utilization: This provision is intended to promote better utilization of dental services, as enrollees will not feel compelled to use their benefits hastily before the end of the coverage period.
  • Implementation Guidelines: While specific percentages and implementation details may be outlined in further legislative discussions, the bill establishes the framework for how carryover benefits should be managed by insurance providers.

Affected Parties

  • Enrollees: Individuals with dental insurance plans will benefit from the ability to carry over unused benefits, potentially leading to improved oral health outcomes.
  • Dental Insurance Providers: Insurance companies will need to adjust their policies and systems to accommodate the carryover of benefits, which may involve administrative changes.
  • Dental Care Providers: Dentists and dental clinics may see changes in patient behavior as enrollees may be more inclined to seek care throughout the year rather than at the end of the benefit period.

Procedural Aspects

  • Current Status: As of January 8, 2025, the bill has been referred to the Civil Service and Pensions Committee for further consideration.
  • Related Legislation: This bill is related to prior-session bills S 4697, S 1173, and S 1973, which may provide context or background on similar legislative efforts regarding dental insurance benefits.

Conclusion

Bill S 1081 represents a significant step towards improving dental insurance coverage by allowing for the carryover of unused benefits. This change is expected to enhance the accessibility of dental care for enrollees, ultimately contributing to better oral health outcomes. As the bill progresses through the legislative process, further details regarding its implementation and specific provisions will be clarified.

Compiled from official sources — confirm details with the bill’s official record.

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