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Bill

Bill

A 6714

Provides for standardized health insurance contracts for small dental employers

2025 Regular Session Introduced by Joe Angelino and 12 co-sponsors

Standardizes health insurance contracts for small dental employers to boost clarity and consistency, impacting small practices, insurers, employees, and regulators.

REFERRED TO INSURANCE
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Bill Summary · A 6714

Bill A 6714 — Summary

Overview

Bill A 6714 is titled “Provides for standardized health insurance contracts for small dental employers.” The bill is currently in the committee stage, having been introduced on March 10, 2025 and referred to the Insurance Committee. The available information does not include the bill text, so provisions beyond what is implied by the title are not specified in the summary.

What the bill would do (as suggested by the title)

  • Establish a framework to standardize health insurance contracts offered to or used by small dental employers.
  • Aim to reduce variability in contract terms and improve clarity and consistency for small dental practices and their employees.
  • The specific terms, requirements, or regulatory mechanisms (e.g., standard definitions, required disclosures, or prohibited terms) are not detailed in the provided information.

Note: The exact provisions, definitions (e.g., what constitutes a “small” dental employer), effective dates, and any exemptions are not included in the summary data provided.

Who would be affected

  • Small dental employers (targeted by the bill’s scope).
  • Health insurers that issue or underwrite contracts to small dental employers.
  • Employees and dependents covered under plans issued to those small dental employers.
  • The New York State Department of Financial Services/Insurance Department (as the potential administrator or regulatory body, depending on the final text).

Legislative history and status

  • Introduced: March 10, 2025.
  • Legislative action: Referred to the Insurance Committee on March 10, 2025 (listed twice in the provided record, indicating a clerical duplication rather than separate actions).
  • Status: Still in committee (referred to Insurance).

Sponsors

  • Primary sponsor: Carrie Woerner
  • Additional cosponsors: William Magnarelli, Billy Jones, Jo Anne Simon, Deborah Glick, Joe DeStefano, Rodneyse Bichotte Hermelyn, Steven Raga, Rebecca Seawright, Joe Angelino, Amy Paulin, Donna Lupardo, Jen Lunsford
  • This indicates broad legislative interest across multiple districts.

Related bills

  • A 8360 (prior-session)
  • S 5326 (companion) — listed as a companion bill in the Senate
  • The existence of companion and prior-session bills suggests ongoing or previously pursued efforts to standardize health insurance contracts.

Potential impacts and considerations

  • Benefits: Greater consistency and transparency in contracts for small dental employers; easier comparison shopping; potential simplification of renewal processes and disclosures.
  • Costs and regulatory impact: Insurers may need to adjust products to meet standardized terms; possible administrative costs to implement standardized contracts and disclosures.
  • Market effects: Could influence premium pricing or contract negotiation dynamics between small dental employers and insurers.
  • Next steps: The bill would proceed through the Insurance Committee, with potential amendments, hearings, and subsequent votes in the full Legislature.

Note: For a precise understanding of the bill’s substantive provisions, text, definitions, thresholds for “small” employers, and any timelines, the official bill text and amendment history should be consulted once available.

Compiled from official sources — confirm details with the bill’s official record.

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