WeVote
Log In

Bill

Bill

HB 1993

Provides federal Servicemember Civil Relief Act (SCRA) protections to National Guard members called to state duty

2026 Regular Session Introduced by Bill Irwin

Bill expands federal Servicemember Civil Relief Act protections to Missouri National Guard members activated for state duty, providing interest rate caps and eviction safeguards during state emergencies.

Referred: Veterans and Armed Forces(H)
#attorneygeneral #employees-employers #laborandindustrialrelations #departmentof #laborandmanagement #militaryaffairs #nationalguard #veterans
0
WeVote Research Nonpartisan
Bill Summary · HB 1993

Legislative bill overview

HB 1993 extends federal Servicemember Civil Relief Act (SCRA) protections to Missouri National Guard members when they are activated for state-level duty, not just federal deployment. Currently, SCRA protections—which include caps on interest rates, eviction protections, and other financial safeguards—apply only to Guard members on federal active duty. This bill would expand those protections to state activations.

Why is this important

National Guard members activated for state emergencies (natural disasters, civil unrest, etc.) currently lack federal SCRA protections despite facing similar financial hardships as federally deployed troops. Expanding these protections would provide Guard members greater financial security during state activations while potentially reducing their reliance on emergency assistance, benefiting both service members and their families.

Potential points of contention

  • State vs. federal authority: Questions about whether states can unilaterally extend federal protections, or if federal legislation would be required to create parity across all states
  • Scope and cost: Defining which state activations qualify and estimating fiscal impact on financial institutions required to comply with SCRA obligations
  • Implementation complexity: Creating administrative mechanisms for creditors to verify state activation status without existing federal infrastructure, potentially creating compliance burdens on lenders

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.