Bill
A 2683
Overview: Bill Number: A 2683, Title: Provides coverage for a cranial prosthesis under certain conditions, Status: REFERRED TO INSURANCE, Introduced: January 22, 2025Purpose and In
Overview: Bill Number: A 2683, Title: Provides coverage for a cranial prosthesis under certain conditions, Status: REFERRED TO INSURANCE, Introduced: January 22, 2025
Purpose and Intent: This bill aims to require health insurance plans in New York to provide coverage for cranial prostheses, which are artificial hair pieces used to replace hair loss due to medical conditions or treatments.
Key Provisions:
- Mandates that all health insurance plans regulated by the state, including Medicaid, cover the cost of cranial prostheses for individuals who have experienced hair loss as a result of:
- Cancer treatment
- Alopecia areata
- Other medical conditions that cause permanent hair loss
- Specifies that the coverage must include the initial cranial prosthesis and any necessary replacements or repairs.
- Prohibits insurance plans from imposing deductibles, copayments, or other cost-sharing requirements for the covered cranial prostheses.
Affected Parties and Impacts:
- Individuals who have experienced permanent hair loss due to medical conditions or treatments will have access to insurance coverage for cranial prostheses, reducing their out-of-pocket expenses.
- Health insurance providers in New York will be required to include this coverage in their plans, which may result in increased premiums for all policyholders.
Procedural and Timeline Considerations:
The bill has been referred to the Insurance committee for further consideration. If passed, the new coverage requirements for cranial prostheses would likely take effect within a specified timeframe, such as 6-12 months, to allow insurance providers to update their plans and policies.
Compiled from official sources — confirm details with the bill’s official record.
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