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Bill

A 3023

Provides an insurance premium reduction for landscape businesses whose employees complete a safety course for the landscape industry

2025 Regular Session Introduced by Al Stirpe

The bill offers a premium reduction to landscape businesses that require employees to complete a designated landscape safety course.

REFERRED TO LABOR
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WeVote Research Nonpartisan
Bill Summary · A 3023

Bill Summary: A 3023 — Insurance Premium Reduction for Landscape Businesses with Employee Safety Training

Overview

A 3023 proposes an insurance premium reduction for landscape businesses whose employees complete a safety course specific to the landscape industry. The bill aims to incentivize safety training across the sector by tying training completion to lower insurance costs for covered businesses. The bill was introduced and referred to the Labor Committee on January 23, 2025.

Purpose and Intent

  • Encourage adoption of safety training within the landscape industry.
  • Reduce operating costs for landscape businesses that invest in worker safety training.
  • Promote safer work practices by linking training to financial incentives (premium reductions).

Key Provisions (as described)

  • Establishes a framework for insurance premium reductions for landscape businesses.
  • Requires employees of qualifying landscape businesses to complete a designated landscape industry safety course in order to qualify for the premium reduction.
  • Provisions for the amount and duration of the premium reduction, as well as the eligibility criteria and covered insurance policies, would be set forth in implementing regulations (not provided in the summary information).
  • The bill’s impact and administration would be overseen through the relevant labor/insurance regulatory framework once enacted.

Eligibility and Beneficiaries

  • Eligible entities: Landscape businesses (as defined by the bill) that carry insurance.
  • Eligibility condition: At least a specified portion of employees must complete an approved landscape industry safety course to qualify for the premium reduction.
  • The specific course approval process, eligible insurers, and any thresholds or caps are not specified in the available materials and would be defined in regulations.

Administrative and Procedural Aspects

  • Status: Referred to the Labor Committee (January 23, 2025). No further committee actions are listed in the provided information.
  • Introduction: January 23, 2025.
  • Sponsor: Albert A. Stirpe (primary).

Related Legislation

  • Related bills from prior sessions: A 8197, A 6415, A 6669.
  • These related measures suggest an ongoing interest in linking workforce safety training to insurance or economic incentives for the landscape industry.

Potential Impacts

  • For Landscape Businesses: Potential reduction in insurance premiums, improving cost competitiveness for compliant employers. Compliance burden includes tracking training completion and ensuring employees meet course requirements.
  • For Employees: Increased access to safer working environments due to mandated training; indirect benefits from safer work practices.
  • For Insurers: Need to administer and verify training status; potential adjustments to underwriting practices to reflect safety training adoption.
  • For State/Regulatory Agencies: Implementation of regulations, monitoring of compliance, and administering the premium-reduction program if enacted.

Notes and Next Steps

  • Specific details on the dollar amount or percentage of premium reduction, eligible policies, duration of the reduction, and the exact course approval process are not provided in the summary. These would be established in implementing regulations and through committee consideration.
  • The bill’s trajectory will depend on committee actions, amendments, and potential cross-bill negotiations.

If you’d like, I can tailor this summary to align with a particular audience (e.g., policymakers, business owners, or insurers) or add a comparison with the related prior-session bills.

Compiled from official sources — confirm details with the bill’s official record.

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