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HB 1067

Portable Benefits Accounts for Independent Contractors and Sole Proprietors

2025 Regular Session Introduced by Jeff Holcomb

Florida bill creating portable benefits accounts for independent contractors to accumulate health, retirement, and leave benefits across multiple jobs; died in subcommittee.

Died in Insurance & Banking Subcommittee
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Bill Summary · HB 1067

Legislative bill overview

HB 1067 would establish portable benefits accounts that allow independent contractors and sole proprietors to accumulate and carry benefits (such as health insurance, retirement savings, or paid leave) across multiple jobs and employers. The bill aims to address the benefits gap faced by self-employed workers who typically lack access to employer-sponsored benefit programs.

Why is this important

Independent contractors and gig workers represent a growing segment of the workforce but currently have limited access to affordable benefits that traditional employees receive through employers. Portable benefits accounts could improve financial security and access to healthcare for this population, potentially reducing reliance on public assistance programs and creating a more competitive labor market.

Potential points of contention

  • Funding mechanism: Unclear how accounts would be funded—whether through worker contributions, employer contributions, government subsidies, or a combination, and whether this creates new regulatory burdens on small businesses
  • Portability implementation: Technical and administrative challenges in managing accounts across multiple employers/platforms, and whether existing financial infrastructure can support this at scale
  • Regulatory scope: Questions about whether this expands state insurance regulation into new territory, how accounts interact with federal tax law, and whether it competes with or complements existing individual insurance markets

Compiled from official sources — confirm details with the bill’s official record.

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