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Bill Summary · HB 1048

Summary of House Bill 1048: Relating to Installment Loans

Purpose and Intent

House Bill 1048 aims to amend existing laws concerning the incidental sale of raw goat milk, raw sheep milk, and unpasteurized whole milk. The bill seeks to clarify that the incidental sale of these types of raw milk is not restricted to sales occurring solely on the farm where the milk is produced. This legislation is designed to enhance the accessibility of raw milk products to consumers while ensuring that producers can engage in various sales methods.

Key Provisions

The bill includes several important provisions:

  • Incidental Sales: The bill explicitly states that incidental sales of raw goat milk, raw sheep milk, and unpasteurized whole milk are permitted:

    • At the farm where the milk is produced.
    • At farmer's markets.
    • Via delivery from the farm to consumers.

  • Advertising: It also clarifies that the incidental sale of these types of milk can be advertised, thereby allowing producers to promote their products more effectively.

  • Amendments: The bill incorporates amendments that refine the language of the law to ensure clarity and compliance with the intended regulations.

Affected Parties

The primary beneficiaries of this bill include:

  • Consumers: Individuals seeking access to raw goat and sheep milk products will have more options for purchasing these items.
  • Producers: Farmers and small-scale producers of raw milk will benefit from expanded sales opportunities and the ability to market their products more freely.

Legislative Timeline

  • Introduced: November 21, 2024
  • Committee Actions: The bill was reported from the Committee on Consumer Protection (CPC) with amendments and recommended for passage.
  • Second Reading: The bill passed its second reading on February 11, 2025, and was referred to the Finance Committee.
  • Final Passage: The bill was read a third time and passed on February 17, 2025, and subsequently transmitted to the Governor's Office for enrollment.
  • Enactment: The bill was officially enacted as Act 125 on February 20, 2025.

Related Legislation

House Bill 1048 has a companion bill, Senate Bill 1367, which addresses similar issues regarding the sale of raw milk.

This summary provides an overview of House Bill 1048, detailing its purpose, key provisions, affected parties, and legislative timeline to help readers understand its implications and significance.

Compiled from official sources — confirm details with the bill’s official record.

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