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Bill

RCC 54

Para ordenar al Departamento de Hacienda de Puerto Rico que en la gestión y contratación de seguros públicos para los municipios tome en consideración la eliminación del riesgo asociado a accidentes en carreteras y aceras estatales que se encuentren dentro de los límites territoriales municipales, en virtud de la inmunidad concedida a los municipios por el Código Municipal.

2025-2028 Session

Puerto Rico bill directs Treasury to exclude state road/sidewalk accident liability from municipal insurance obligations, shifting risk to state government.

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Bill Summary · RCC 54

Legislative bill overview

Bill RCC 54 directs Puerto Rico's Department of Treasury to consider eliminating risk coverage related to accidents on state roads and sidewalks within municipal boundaries when managing and contracting public insurance for municipalities. The bill invokes municipal immunity protections under the Municipal Code to argue that municipalities should not bear insurance costs for accidents on state-maintained infrastructure within their territories.

Why is this important

This addresses a practical fiscal concern for Puerto Rico's municipalities, which currently may be paying insurance premiums for accidents occurring on state infrastructure they don't maintain or control. If enacted, it could reduce municipal insurance costs and clarify liability responsibility between state and local governments, though it also shifts potential financial burden to the state government's insurance obligations.

Potential points of contention

  • Fiscal impact on state budget: Transferring this risk to state insurance could increase the Department of Treasury's insurance costs without corresponding revenue increases
  • Immunity interpretation: Debate over whether municipal immunity under the Municipal Code actually exempts municipalities from liability for accidents on state roads within their borders, and whether this requires legislative clarification
  • Implementation complexity: Determining which roads/sidewalks qualify as "state-maintained" versus municipal responsibility, and managing separate insurance policies for different jurisdictional areas

Compiled from official sources — confirm details with the bill’s official record.

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