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PS 783

“Para enmendar los incisos (b) y (c) de la Sección 3 del Artículo 6 de la Ley Núm. 72-1993, según enmendada, conocida como “Ley de la Administración de Seguros de Salud de Puerto Rico”, a los fines de excluir a los municipios de la participación y responsabilidades del pago de primas en aquellos casos que los empleados municipales opten por utilizar la aportación patronal para beneficios de salud a través del Plan de Seguros de Salud de Gobierno de Puerto Rico; y otros fines relacionados.

2025-2028 Session

Excludes Puerto Rico municipalities from paying health insurance premiums when municipal employees choose government health plan coverage, shifting all costs to the state government.

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Bill Summary · PS 783

Legislative bill overview

Bill PS 783 amends Puerto Rico's Health Insurance Administration Law (Law 72-1993) to exclude municipalities from participating in and paying health insurance premiums when municipal employees choose to use the employer contribution for health benefits through Puerto Rico's Government Health Insurance Plan. This shifts the financial responsibility entirely to the state rather than requiring municipal cost-sharing.

Why is this important

Municipalities in Puerto Rico face significant fiscal constraints, and health insurance costs represent a major budgetary burden. This bill would relieve municipalities of premium payment obligations for employees who elect the government health plan, potentially freeing up municipal resources for other services—but it correspondingly increases the burden on the state government's health insurance system and general budget.

Potential points of contention

  • Fiscal impact on state budget: Removing municipal contributions increases costs for the central government during a period when Puerto Rico's finances are already constrained by PROMESA oversight and debt restructuring
  • Equity concerns: Creates differential treatment between municipalities (which get relief) and other public or private entities, and may incentivize employees to select the government plan, concentrating costs at state level
  • Implementation complexity: Changes to cost-sharing mechanisms require administrative restructuring and clarification of which entities absorb the financial obligations

Compiled from official sources — confirm details with the bill’s official record.

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