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PC 123

Para enmendar la Sección 1, inciso (d); y la Sección 9 de la Ley Núm. 132 de 1 de julio de 1975, según enmendada, la cual establece las disposiciones sobre las viviendas enclavadas en terrenos ajenos, a los fines de actualizar el porciento que le corresponde a la familia según sus ingresos y autorizar planes de pago; y para otros fines relacionados.

2025-2028 Session

Law 132 amendment updates income percentages and authorizes payment plans for families in homes on others' land, modernizing Puerto Rico's enclave housing protections.

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Bill Summary · PC 123

Legislative bill overview

Bill PC 123 amends Law 132 of 1975, which governs housing built on land owned by others (viviendas enclavadas). The bill updates the income-based percentage requirements for families and authorizes flexible payment plans for such arrangements. This modernizes outdated provisions in Puerto Rico's housing law that addresses a common property situation on the island.

Why is this important

Many Puerto Rican families live in homes built on land they don't own, creating legal ambiguity about ownership rights and financial obligations. Updating income thresholds and payment options could provide clearer pathways for these families to formalize their housing situations and potentially achieve ownership. This affects thousands of residents in informal or semi-formal housing arrangements across Puerto Rico.

Potential points of contention

  • Land owner vs. resident protections: Balancing rights between property owners and families living on their land; unclear if amendments favor one group over the other
  • Income threshold definitions: Which income metrics apply and whether updated percentages are realistic for low-income families or too lenient for property owners
  • Payment plan enforceability: Whether flexible payment terms are adequately structured to prevent defaults while remaining accessible, and what happens if residents cannot pay

Compiled from official sources — confirm details with the bill’s official record.

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