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PC 438

Para enmendar el apartado (m) del Artículo 6 de la Ley 253-1995, según enmendada, conocida como “Ley de Seguro de Responsabilidad Obligatorio para Vehículos de Motor“; a los fines de: aclarar el proceso de notificación a todo conductor que tenga derecho a reembolso por haber pagado su prima de seguro obligatorio teniendo una cubierta de seguro privada; proteger la información confidencial de los conductores; y otros fines relacionados.

2025-2028 Session

Clarifies how drivers eligible for reimbursement (paid the mandatory premium while insured privately) are notified, and strengthens protections for their confidential data.

Referido a Comisión(es)
0
WeVote Research Nonpartisan
Bill Summary · PC 438

Summary of Bill PC 438

Overview

Bill PC 438 proposes an amendment to the Puerto Rico law known as the “Ley de Seguro de Responsabilidad Obligatorio para Vehículos de Motor” (Law 253-1995, as amended). Specifically, it aims to amend apartado (m) del Artículo 6. The stated purposes are to:
- aclarar el proceso de notificación a todo conductor que tenga derecho a reembolso por haber pagado su prima de seguro obligatorio teniendo una cubierta de seguro privada;
- proteger la información confidencial de los conductores;
- y otros fines relacionados.

Purpose and Intent

  • Clarify how drivers who are entitled to reimbursement (because they paid the mandatory insurance premium while holding private insurance coverage) must be notified.
  • Strengthen protections for the confidentiality of drivers’ information.
  • Address additional related objectives connected to reimbursements and data handling under the mandatory auto insurance framework.

Key Provisions (as described)

  • Amends Section (m) of Article 6 of Law 253-1995 to codify a clearer notification process for eligible drivers.
  • Establishes or strengthens privacy protections regarding drivers’ confidential information within the reimbursement process.
  • Includes related provisions needed to implement the clarified notification and privacy safeguards (exact text not provided in the summary).

Affected Parties

  • Drivers who have paid the mandatory auto insurance premium but who also maintain private auto insurance coverage and may be eligible for reimbursement.
  • Private auto insurers (potential interplay with coordination, eligibility, and payment of reimbursements).
  • The agency or entities responsible for administering the Ley 253-1995 framework and processing reimbursements (e.g., the Puerto Rico insurance regulatory or supervisory agency, as applicable under the law).

Procedural and Timeline Details

  • Introduced: March 21, 2025.
  • Legislative actions:
    • March 21, 2025: Radicado (filed).
    • March 25, 2025: Appears in Primera Lectura de la Cámara (First Reading).
    • March 25, 2025: Referido a Comisión(es) (referred to committees).

Potential Impact

  • Administrative clarity: A more explicit notification process could reduce delays and confusion for eligible drivers.
  • Privacy protections: Strengthened confidentiality measures may limit data sharing and improve personal data safeguards.
  • Implementation considerations: May affect administrative workload and coordination between agencies and insurers; any fiscal impact would depend on the final text and implementation timeline.

Next Steps for Readers

  • Monitor committee hearings for PC 438 to learn about proposed details, testimony, and potential amendments.
  • Review the final bill text when available to understand the exact notification procedures, privacy provisions, and any effective dates.
  • If you are a driver affected by this law, note that eligibility and reimbursement procedures may be clarified by upcoming changes.

Compiled from official sources — confirm details with the bill’s official record.

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