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Bill

SB 3027

NO AI IN HEALTH CARE PRICING

104th Regular Session Introduced by Mike Simmons-Gessesse

Illinois bill bans AI systems from determining healthcare pricing and billing decisions to prevent algorithmic discrimination and increase pricing transparency.

Rule 3-9(a) / Re-referred to Assignments
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Bill Summary · SB 3027

Legislative bill overview

SB 3027 would prohibit the use of artificial intelligence systems in determining health care pricing, billing, and related financial decisions in Illinois. The bill appears designed to prevent algorithmic decision-making that could affect how much patients or insurers are charged for medical services.

Why is this important

Health care pricing directly impacts patient affordability and access to care. AI systems can process vast data sets and make pricing decisions at scale, but may incorporate biases, lack transparency, or prioritize profit over patient welfare. This bill addresses growing concerns about algorithmic discrimination in health care pricing and billing practices.

Potential points of contention

  • Business impact: Health care providers and insurers argue AI streamlines operations, reduces administrative costs, and helps detect fraud—a blanket ban could increase operational expenses passed to consumers or insurers
  • Scope ambiguity: The bill's language on what constitutes "AI in pricing" is not yet detailed; it's unclear whether this covers predictive analytics, automated billing systems, or only high-risk algorithmic pricing decisions
  • Interstate commerce: Illinois cannot regulate health plans or providers operating across state lines, potentially limiting enforceability and creating compliance complexity for multi-state insurers and hospital systems

Compiled from official sources — confirm details with the bill’s official record.

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