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HB 2385

Motor vehicle accidents; actions brought by uninsured motorists, limited damages.

2025 Regular Session Introduced by Eric Zehr

Bill would have restricted damages recoverable by uninsured motorists in Virginia vehicle accidents but was struck from committee docket before consideration.

Stricken from docket by Courts of Justice (22-Y 0-N)
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Bill Summary · HB 2385

Legislative bill overview

HB 2385 would have limited the damages that uninsured motorists can recover when they are injured in vehicle accidents they didn't cause. The bill was prefiled in January 2025 but was struck from the docket by the Courts of Justice Committee on January 24, 2025, meaning it will not advance further this legislative session.

Why is this important

This bill addresses a significant policy tension: whether uninsured drivers—who violate Virginia's mandatory auto insurance requirement—should receive the same legal remedies as insured drivers when harmed by others. The outcome affects both accident victims' financial recovery and insurance policy incentives in Virginia.

Potential points of contention

  • Fairness debate: Critics argue penalizing uninsured victims discourages insurance compliance but may disproportionately harm low-income drivers; supporters contend uninsured drivers shouldn't receive equal protection after violating the law
  • Insurance industry interests: The proposal likely benefits insurers by reducing payouts, raising questions about whether cost-containment or injury prevention is the actual driver
  • Access to justice: Limiting damages may prevent injured parties from affording legal representation or adequate compensation for serious injuries

Compiled from official sources — confirm details with the bill’s official record.

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