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Bill

SB 147

Modifying uninsured and underinsured motorist coverage liability limitations for bodily injury or death.

2025-2026 Regular Session

Kansas modifies uninsured/underinsured motorist coverage limits for bodily injury deaths, affecting injury claim payouts and auto insurance requirements statewide.

Died in Committee
#insurance
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WeVote Research Nonpartisan
Bill Summary · SB 147

Legislative bill overview

SB 147 modifies Kansas insurance law regarding uninsured and underinsured motorist (UM/UIM) coverage, specifically changing liability limitations for bodily injury or death claims. The bill appears to expand or adjust the monetary caps or requirements for these coverage types that protect Kansas drivers when hit by uninsured or underinsured vehicles.

Why is this important

Uninsured/underinsured motorist coverage protects Kansas drivers from catastrophic financial losses when injured by drivers who lack adequate insurance. Modifying these coverage limits directly affects how much compensation injured parties can recover and what insurance companies must offer, impacting both consumer protection and insurance costs across the state.

Potential points of contention

  • Insurance premium increases: Expanding UM/UIM coverage limits will likely increase insurance costs for all Kansas drivers, particularly affecting low-income drivers and those in rural areas
  • Regulatory burden on insurers: Changing liability limitations may require insurance companies to restructure policies and potentially exit certain market segments
  • Ambiguous bill language: The specific nature of modifications remains unclear from available information; the actual direction (raising or lowering limits) and magnitude significantly alter stakeholder impacts

Compiled from official sources — confirm details with the bill’s official record.

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