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SB 524

Mental health & substance abuse disorders; network adequacy standards, comparative analyses, report.

2026 Regular Session Introduced by Creigh Deeds

Virginia bill mandates insurers establish adequate mental health provider networks with comparative analyses and state reporting to improve behavioral healthcare access.

Approved by Governor-Chapter 653 (effective 7/1/2026)
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Bill Summary · SB 524

Legislative bill overview

SB 524 establishes network adequacy standards for mental health and substance abuse disorder services in Virginia's health insurance plans. The bill requires insurers to conduct comparative analyses of their provider networks to ensure adequate access to behavioral health care and report findings to state regulators.

Why is this important

Mental health and substance abuse treatment access has become a critical public health issue, with many Virginians facing long wait times and limited in-network providers. By mandating network adequacy standards, the bill aims to prevent insurers from maintaining inadequate provider networks while still collecting premiums, directly affecting healthcare access for Virginians seeking behavioral health services.

Potential points of contention

  • Insurance industry costs: Insurers may argue that expanding network requirements increases operational costs, which could be passed to consumers through higher premiums
  • Provider participation: Mental health professionals may resist being required to join networks, and rural areas may struggle to meet standards if insufficient providers exist locally
  • Regulatory burden: The comparative analysis requirement creates new compliance obligations and reporting infrastructure that state agencies must oversee and enforce

Compiled from official sources — confirm details with the bill’s official record.

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