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HB 1141

Mental health and substance abuse coverage.

2025 Regular Session Introduced by Victoria Garcia Wilburn and 2 co-sponsors

HB 1141 mandates mental health and substance abuse insurance coverage parity in Indiana, potentially expanding treatment access but raising insurance cost and provider capacity concerns.

Representatives Patterson and Garcia Wilburn added as coauthors
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Bill Summary · HB 1141

Legislative bill overview

HB 1141 appears to be legislation addressing insurance coverage requirements for mental health and substance abuse services in Indiana. The bill was introduced in January 2025 and is currently under review by the Committee on Insurance. While specific provisions are not detailed in the available information, such bills typically mandate parity in insurance coverage between mental health/substance abuse treatment and physical health services.

Why is this important

Mental health and substance abuse treatment access directly affects public health outcomes, healthcare costs, and workforce productivity. Insurance coverage requirements ensure vulnerable populations can afford treatment and prevent crisis-stage interventions that are more expensive and less effective. Indiana's approach to this coverage could influence insurance premiums, provider availability, and treatment accessibility across the state.

Potential points of contention

  • Insurance cost implications: Expanded mental health/substance abuse coverage mandates typically increase insurance premiums, which may concern employers and individual purchasers
  • Provider capacity concerns: Requiring coverage without ensuring adequate provider networks could create treatment access bottlenecks, particularly in rural Indiana areas
  • Scope of covered services: Disagreement likely exists over which specific treatments, medications, and therapy types should be mandated versus optional coverage

Compiled from official sources — confirm details with the bill’s official record.

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