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HJR 995

Memorials, Recognition - Tennessee credit unions -

114th Regular Session (2025-2026) Introduced by Gary Hicks

Tennessee legislature honors state credit unions through a ceremonial memorial resolution recognizing their financial and community contributions.

Filed for introduction
#memorials #recognition
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Bill Summary · HJR 995

Legislative bill overview

HJR 995 is a memorial resolution in Tennessee that recognizes and honors credit unions operating within the state. The bill appears to be a ceremonial measure acknowledging the contributions and role of credit unions in Tennessee's financial system and communities.

Why is this important

Credit unions serve millions of Tennesseans as member-owned financial institutions, often providing banking services to underserved communities and offering competitive rates on loans and deposits. A state memorial recognizes these institutions' economic and social contributions while potentially signaling legislative support for the credit union sector.

Potential points of contention

  • Symbolic vs. substantive: Memorial resolutions carry no legal force, so critics might question whether recognition without policy action meaningfully addresses credit union concerns
  • Selective recognition: Questions may arise about why credit unions specifically are being honored compared to other financial institutions or community organizations
  • Resource allocation: Some may view legislative time spent on ceremonial measures as diverting attention from substantive policy issues

Compiled from official sources — confirm details with the bill’s official record.

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