WeVote
Log In

Bill

Bill

HB 275

Medicare Supplement Policies - Issuance - Requirements

2026 Regular Session

HB 275 imposes new requirements on Maryland insurers issuing Medicare Supplement policies to expand or regulate coverage options for seniors.

Approved by the Governor - Chapter 139
0
WeVote Research Nonpartisan
Bill Summary · HB 275

Legislative bill overview

HB 275 establishes new requirements for insurance companies issuing Medicare Supplement (Medigap) policies in Maryland. The bill modifies standards for which supplemental insurance plans can be sold and under what conditions insurers must offer coverage to Medicare beneficiaries. It has advanced through committee with favorable adoption and passed second reading.

Why is this important

Medicare Supplement policies help seniors cover out-of-pocket costs like copayments and deductibles that traditional Medicare doesn't pay. Changes to issuance requirements directly affect what coverage options are available to Maryland's elderly and disabled Medicare beneficiaries, influencing their healthcare affordability and access to insurance products.

Potential points of contention

  • Insurance company burden vs. consumer access: Stricter issuance requirements may increase insurer compliance costs, potentially leading to higher premiums or reduced plan availability in Maryland
  • Age and health status underwriting: The bill likely addresses whether insurers can deny coverage or charge more based on age or pre-existing conditions—balancing insurer risk with consumer protections
  • Plan standardization requirements: Mandating specific Medigap plan designs could limit consumer choice but may simplify the marketplace and improve plan comparability

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.