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Bill

SB 1191

medicare supplement insurance; ALS; ESRD.

57th Legislature - Second Regular Session Introduced by T.J. Shope

Arizona bill modifies Medicare supplement insurance rules to improve coverage access for ALS and ESRD patients facing high medical expenses.

Senate Second Reading
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WeVote Research Nonpartisan
Bill Summary · SB 1191

Legislative bill overview

SB 1191 modifies Arizona's Medicare supplement insurance regulations to address coverage for individuals with ALS (amyotrophic lateral sclerosis) and ESRD (end-stage renal disease). The bill specifically targets gaps or barriers in supplemental insurance access or coverage for these populations under Medicare.

Why is this important

Both ALS and ESRD are serious conditions requiring extensive medical care and high out-of-pocket costs even with Medicare coverage. Medicare supplement policies help cover copayments, coinsurance, and other expenses that Medicare doesn't fully pay, making access critical for financial protection in these populations.

Potential points of contention

  • Insurance industry costs: Insurers may argue expanded coverage requirements increase premiums or reduce willingness to offer supplement plans in Arizona
  • Eligibility specificity: Unclear whether the bill creates special enrollment periods, cost-sharing modifications, or coverage mandates that could exceed federal Medicare supplement standards
  • Funding mechanism: No apparent specification of how coverage expansions are financed or whether costs shift to insurers, consumers, or the state

Compiled from official sources — confirm details with the bill’s official record.

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