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SB 2393

Medicaid; exclude certain assets of disabled workers during eligibility determinations for long-term care services.

2025 Regular Session Introduced by Hob Bryan

Mississippi bill excludes certain disabled workers' assets from Medicaid long-term care eligibility calculations, allowing them to retain more savings while qualifying for state-funded care services.

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Bill Summary · SB 2393

Legislative bill overview

SB 2393 would modify Mississippi's Medicaid eligibility rules for long-term care services by excluding certain assets owned by disabled workers from the calculation of countable resources. This means disabled individuals could retain more personal assets while still qualifying for state-funded nursing home or home/community-based care services.

Why is this important

Medicaid's asset limits currently force disabled workers to "spend down" their savings to qualify for long-term care, which can deplete life savings and leave minimal financial security. This bill would provide disabled workers greater financial protection while accessing necessary care, potentially reducing family financial burden and allowing individuals to preserve some wealth for emergencies or post-care needs.

Potential points of contention

  • Cost implications: Expanding asset exclusions could increase state Medicaid expenditures by allowing more individuals to qualify, which may pressure an already-strained state budget
  • Defining "disabled workers": The bill's language on which assets qualify and how "disabled worker" status is determined could create administrative complexity and inconsistent application
  • Fairness concerns: Some may argue that asset exclusions for one group create inequities with elderly non-disabled individuals or other Medicaid populations facing the same spend-down requirements

Compiled from official sources — confirm details with the bill’s official record.

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