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SF 1207

Manufactured housing late rent fees limitation

2025-2026 Regular Session Introduced by Mary Kunesh-Podein and 2 co-sponsors

Minnesota bill caps late fees charged by manufactured housing park operators to protect residents from excessive debt accumulation practices.

Comm report: To pass and re-referred to Judiciary and Public Safety
#housingandhousingfinanceagency #landlordsandtenants
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Bill Summary · SF 1207

Legislative bill overview

SF 1207 limits the late fees that manufactured housing park operators can charge residents for overdue rent payments. The bill establishes a cap on these fees, preventing what sponsors argue are excessive charges that can trap residents in debt cycles. This applies specifically to manufactured (mobile) home communities in Minnesota.

Why is this important

Manufactured housing residents often have limited housing alternatives since relocating a mobile home is extremely expensive, giving park operators significant leverage in fee disputes. Late fees can compound financial hardship for vulnerable populations, and this bill attempts to prevent predatory fee practices in a housing sector with fewer consumer protections than traditional rental markets.

Potential points of contention

  • Park operator concerns: Manufactured housing operators may argue that reasonable late fees are necessary to incentivize timely rent payment and cover administrative costs of collections, and that caps could reduce their ability to manage cash flow
  • Definition and scope ambiguity: The bill's specific fee limits and what constitutes "late rent" versus other charges may need clarification to avoid unintended consequences or loopholes
  • Market impact: Critics may contend that fee restrictions could lead operators to increase base rent, add other charges, or reduce services rather than absorb lost late fee revenue

Compiled from official sources — confirm details with the bill’s official record.

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