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Bill

SB 2601

LANDLORD/TENANT-FLOOD DISCLOSE

103rd Regular Session Introduced by Mary Edly-Allen and 4 co-sponsors

Illinois landlords must disclose flood risk, history, and insurance requirements to tenants before leases begin, effective January 1, 2025.

Public Act . . . . . . . . . 103-0754
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Bill Summary · SB 2601

Legislative bill overview

SB 2601 requires Illinois landlords to disclose flood risk information to prospective tenants before lease execution. The bill mandates that landlords provide written disclosure about the property's flood history, flood zone designation, and any previous flood damage or insurance requirements.

Why is this important

Illinois has experienced increasing flooding events, and tenants often lack critical information about flood risks when signing leases. This disclosure requirement gives renters the ability to make informed housing decisions and understand potential damage risks, insurance costs, and displacement threats before committing to a property.

Potential points of contention

  • Landlord compliance burden: Property owners must investigate and maintain flood records, which could require time and cost to research historical flood data for existing properties
  • Market impact on flood-prone properties: Mandatory disclosures may reduce rental demand and property values in flood-risk areas, potentially affecting landlord profitability and property tax bases
  • Definition ambiguity: The bill's specific thresholds for what constitutes reportable flood risk or "previous damage" may be unclear, creating inconsistent enforcement and potential disputes over disclosure adequacy

Compiled from official sources — confirm details with the bill’s official record.

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