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HB 1019

Kidney Screening Mandatory Preventive Coverage

2026 Regular Session

Colorado bill mandates health insurers cover kidney disease screening tests without patient cost-sharing to enable early disease detection and prevention.

Governor Signed
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Bill Summary · HB 1019

Legislative bill overview

HB 1019 would require health insurance plans in Colorado to cover kidney screening tests as a mandatory preventive service without cost-sharing (no copays, coinsurance, or deductibles). The bill aims to expand early detection of kidney disease by ensuring vulnerable populations have access to screening regardless of ability to pay.

Why is this important

Kidney disease often develops silently with no symptoms until significant damage occurs, making early screening critical for prevention and management. Removing financial barriers to screening could catch chronic kidney disease earlier, reduce long-term complications, dialysis needs, and associated healthcare costs, particularly for high-risk groups like those with diabetes and hypertension.

Potential points of contention

  • Insurance cost implications: Insurers may argue that mandatory preventive coverage without cost-sharing increases premiums for all policyholders, potentially raising healthcare costs for businesses and individuals
  • Screening criteria and scope: Questions remain about which screening tests qualify, how frequently they should be performed, and whether all populations or only high-risk groups should receive covered screening
  • Implementation timeline and standards: Dispute over whether coverage should apply immediately or phased in, and what clinical guidelines define appropriate kidney screening protocols

Compiled from official sources — confirm details with the bill’s official record.

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