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HB 6252

Insurance: no-fault; reimbursement for physical therapy; include therapy under supervision of advance practice registered nurse. Amends sec. 3107b of 1956 PA 218 (MCL 500.3107b).

2023-2024 Regular Session Introduced by Phil Green and 2 co-sponsors

Michigan bill expands no-fault auto insurance to cover physical therapy delivered by Advanced Practice Registered Nurses, broadening treatment access but raising questions about provider qualifications and insurance costs.

bill electronically reproduced 12/05/2024
#insurance:no-fault
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Bill Summary · HB 6252

Legislative bill overview

HB 6252 expands Michigan's no-fault auto insurance coverage to include physical therapy services delivered by Advanced Practice Registered Nurses (APRNs), not just licensed physical therapists. The bill modifies the existing reimbursement framework in Michigan's no-fault insurance statute to recognize APRN-supervised therapy as a covered service.

Why is this important

This change affects injured auto accident victims' access to rehabilitation services and the costs insurers must cover. It could increase treatment options for patients in areas with physical therapist shortages while potentially reducing out-of-pocket costs, but may also increase insurance premiums if APRN services are reimbursed at comparable rates to traditional physical therapy.

Potential points of contention

  • Scope of practice question: Whether APRNs have equivalent training and qualifications to deliver physical therapy services compared to licensed physical therapists, who undergo specialized rehabilitation training
  • Insurance cost implications: Expanding covered providers could increase claims costs, which may be passed to policyholders through higher premiums
  • Quality and oversight standards: Determining what "supervision" means and how APRN-delivered therapy is monitored for safety and effectiveness compared to PT-delivered services

Compiled from official sources — confirm details with the bill’s official record.

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