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Bill

SB 511

Insurance, Liability - As introduced, requires the board of claims to review, consider, and approve insurance policies recommended by the board that are designed to pay liability claims against the state or its agencies and employees; defines "state agency" for purposes of such policies. - Amends TCA Title 8; Title 9 and Title 56.

114th Regular Session (2025-2026) Introduced by Page Walley

Requires Tennessee's Board of Claims to formally review and approve state liability insurance policies and clarifies state agency definitions across three code sections.

Passed on Second Consideration, refer to Senate Commerce and Labor Committee
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Bill Summary · SB 511

Legislative bill overview

SB 511 requires Tennessee's Board of Claims to formally review, consider, and approve insurance policies designed to cover liability claims against the state and its agencies and employees. The bill also clarifies the definition of "state agency" across multiple sections of Tennessee Code Annotated.

Why is this important

This establishes a structured approval process for how the state manages its financial exposure to lawsuits and liability claims. Clear procedures and definitions can improve transparency in risk management and ensure consistent coverage across state operations, affecting how taxpayer funds are allocated to legal defense and settlements.

Potential points of contention

  • Scope of Board Authority: Unclear whether this expands or clarifies existing Board of Claims power, or if it meaningfully changes decision-making processes already in place
  • "State Agency" Definition: The specific amendments to three separate Tennessee Code titles suggest potential conflicts in how agencies are currently classified, which could affect which entities receive coverage
  • Administrative Burden vs. Benefit: Requiring formal board approval for all recommended policies could create bureaucratic delays, or conversely, it may simply codify existing practice

Compiled from official sources — confirm details with the bill’s official record.

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