WeVote
Log In

Bill

Bill

SB 37

Insurance: health insurers; coverage for gynecological and perinatal services; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406cc.

2025-2026 Regular Session Introduced by Sylvia Santana

Michigan requires health insurers to mandate coverage for gynecological and perinatal services, expanding reproductive healthcare access but potentially raising insurance costs.

referred to Committee on Health Policy
#insurance:healthbenefits #insurance:healthinsurers
0
WeVote Research Nonpartisan
Bill Summary · SB 37

Legislative bill overview

SB 37 amends Michigan's insurance code to require health insurers to cover gynecological and perinatal services. The bill adds new regulatory language (section 3406cc) establishing coverage mandates for these reproductive and pregnancy-related healthcare services under the state's insurance framework.

Why is this important

Mandated insurance coverage for gynecological and perinatal services directly affects healthcare access and affordability for Michigan residents seeking reproductive, maternal, and women's health care. This legislation determines what insurance plans must cover and can reduce out-of-pocket costs for preventive care, screenings, and pregnancy-related medical services.

Potential points of contention

  • Scope ambiguity: The bill text doesn't specify which specific services must be covered (preventive screenings, fertility treatments, delivery, postpartum care, etc.), leaving interpretation to regulators and potentially creating coverage disputes
  • Insurance cost impact: Expanded mandated coverage requirements typically increase insurance premiums, shifting costs to all policyholders regardless of whether they use these services
  • Religious/employer objections: Coverage mandates may conflict with employers or insurers holding religious objections to certain reproductive services, creating enforcement challenges

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.