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SB 2353

INS-OUTPATIENT MENTAL HEALTH

104th Regular Session Introduced by Mary Edly-Allen and 4 co-sponsors

Illinois bill requiring health insurers to cover outpatient mental health services, increasing treatment access but potentially raising insurance premiums.

Added as Co-Sponsor Sen. Mary Edly-Allen
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WeVote Research Nonpartisan
Bill Summary · SB 2353

Legislative bill overview

SB 2353 requires insurance coverage for outpatient mental health services in Illinois. The bill aims to expand access to mental health treatment by mandating that health insurance plans include coverage for outpatient psychiatric and psychological services without excessive cost-sharing barriers.

Why is this important

Mental health conditions affect millions of Illinoisans, but treatment remains financially inaccessible for many due to high deductibles and copayments. Mandating outpatient coverage could increase treatment rates, reduce emergency department visits for mental health crises, and improve overall public health outcomes by making preventive mental health care more affordable.

Potential points of contention

  • Insurance cost increases: Insurers may argue that expanded mandates increase premiums for all policyholders, potentially pricing some out of coverage entirely
  • Definition and scope disputes: Disagreement over which mental health providers and services qualify (psychiatrists vs. counselors, therapy frequency limits, etc.)
  • State vs. federal authority: Questions about whether state-level mandates conflict with federal health insurance regulations and interstate insurance markets

Compiled from official sources — confirm details with the bill’s official record.

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