WeVote
Log In

Bill

Bill

HB 4287

INS CODE-PUBLIC ADJUSTERS

104th Regular Session Introduced by Dee Avelar

Illinois HB 4287 modifies public adjuster regulations under state insurance code, currently under Rules Committee review.

Referred to Rules Committee
0
WeVote Research Nonpartisan
Bill Summary · HB 4287

Legislative bill overview

HB 4287 modifies Illinois insurance code provisions related to public adjusters—professionals who help policyholders settle insurance claims. The bill was introduced by Rep. Dee Avelar and is currently in the Rules Committee after its first reading in January 2026.

Why is this important

Public adjusters play a significant role in helping consumers navigate complex insurance claims, particularly after property damage events. Changes to their regulatory framework can affect consumer protections, fees, licensing requirements, and the balance between policyholder access to representation and insurance industry practices.

Potential points of contention

  • Scope of changes unclear: Without the full bill text available, the specific regulatory modifications remain undefined—these could range from minor administrative updates to substantial changes in fee structures, licensing standards, or authority limitations
  • Consumer protection vs. industry concerns: Public adjuster regulations often pit consumer advocates (who want accessible claim help) against insurers (who may oppose higher claim costs or additional regulations)
  • Fee transparency and caps: If the bill addresses compensation models, stakeholders may dispute whether proposed fees are reasonable or whether caps protect consumers or limit their representation options

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.