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Bill

Bill

SB 2287

INS CD-MENTAL HEALTH CARE

104th Regular Session Introduced by Mike Simmons-Gessesse

Illinois bill modifying mental health insurance coverage requirements; specific provisions pending committee review and full text analysis.

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Bill Summary · SB 2287

Legislative bill overview

SB 2287 proposes changes to Illinois insurance code regarding mental health care coverage and requirements. The bill has just been introduced and is in the early stages of the legislative process, currently awaiting committee assignment. Without access to the full bill text, the specific provisions cannot be detailed.

Why is this important

Mental health coverage mandates affect millions of Illinois residents with insurance and influence healthcare costs for insurers and employers. How insurance companies are required to cover mental health services impacts treatment accessibility and affordability for individuals struggling with mental health conditions.

Potential points of contention

  • Scope of mental health parity - Whether coverage mandates sufficiently match mental health benefits to physical health benefits, or if implementation creates loopholes
  • Cost implications - Disagreement over whether expanded coverage mandates increase insurance premiums for consumers and employers
  • Provider network adequacy - Disputes over whether insurers must maintain sufficient mental health provider networks to make coverage meaningful in practice

Compiled from official sources — confirm details with the bill’s official record.

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