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SB 1687

INS CD-CRIBS AND CAR SEATS

104th Regular Session Introduced by Christopher Belt

Illinois health plans must cover one crib and one car seat per postpartum birth, via reimbursement or direct provision; claims within 6 months; effective 2027.

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Bill Summary · SB 1687

Summary — SB 1687 (Ins. — Cribs and Car Seats)

Status: Introduced (Feb 2025); referred to Assignments
Primary sponsor (per bill text): Sen. Christopher Belt

Purpose

SB 1687 requires certain Illinois health insurance policies and public health plans to cover the purchase or provision of one approved infant crib and one approved child car seat for each postpartum individual covered by the policy. The intent is to increase access to safe infant sleep and transport equipment by making them available through health coverage.

Key provisions

  • Coverage requirement: Any group or individual policy of accident and health insurance or managed care plan that is amended, delivered, issued, or renewed on or after January 1, 2027 must provide coverage for one crib and one car seat for each postpartum individual covered under the policy.
  • Eligibility and claims:
    • The postpartum individual must have been covered by the insurance policy at the time of childbirth.
    • The individual must submit a claim within 6 months after the birth.
  • Benefit delivery options: The insurer must either:
    • Reimburse the postpartum individual for the purchase of an approved crib and car seat upon submission of a valid receipt; or
    • Directly provide a crib and car seat that comply with all applicable federal and Illinois safety standards.
  • Statutory changes: The bill adds a new insurance code provision (215 ILCS 5/356z.40b, referenced as “new”) and amends multiple Illinois statutes to extend the requirement across a range of public and private health coverage frameworks, including:
    • State Employees Group Insurance Act (5 ILCS 375/6.11)
    • Counties Code (55 ILCS 5/5-1069.3)
    • Illinois Municipal Code (65 ILCS 5/10-4-2.3)
    • School Code (105 ILCS 5/10-22.3f)
    • Health Maintenance Organization Act, Limited Health Service Organization Act, Voluntary Health Services Plans Act
    • Illinois Public Aid Code (Medicaid)

Who is affected

  • Private insurers and managed care plans issuing individual and group accident & health policies in Illinois.
  • State and local governmental employers and self-insured counties/municipalities (by amendment of their respective codes).
  • State Employees Group Insurance Program participants.
  • Medicaid/Public Aid beneficiaries (coverage added to the Public Aid Code).
  • Postpartum individuals covered under applicable plans (one crib and one car seat per birth, subject to the 6‑month claim window).

Implementation & timeline

  • Applies to policies amended, delivered, issued, or renewed on or after January 1, 2027.
  • Postpartum individuals must file claims within 6 months after the birth.

Potential impacts (practical effects)

  • Increased access to safety equipment for newborns and infants, potentially reducing risks from unsafe sleep environments and motor vehicle injury.
  • Administrative changes for insurers (claims processing or inventory/provision logistics) and possible increased short‑term program costs; the bill does not specify cost-sharing, limits, or reimbursement caps.
  • Extends coverage obligations to many public-sector plans and Medicaid, creating budget and operational considerations for government payors.

Legislative status / notes

  • Introduced in the 104th Illinois General Assembly (bill text dated Feb 5, 2025). Procedural records in the provided materials indicate initial readings and referrals; official status should be checked on the Illinois General Assembly website for updates.
  • The submitted document also contains unrelated text from an Arizona SB 1687 (on gender-transition prohibitions). That material is distinct and not part of the Illinois “cribs and car seats” legislation summarized here.

Compiled from official sources — confirm details with the bill’s official record.

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