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Bill

H 4750

Injured Workers Transparency Act

2025-2026 Regular Session Introduced by Jerry Govan and 5 co-sponsors

South Carolina bill requires workers' compensation insurers to provide injured workers standardized, transparent information about benefits, rights, and claim procedures to improve access and reduce disputes.

Member(s) request name added as sponsor: White
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WeVote Research Nonpartisan
Bill Summary · H 4750

Legislative bill overview

H 4750, the Injured Workers Transparency Act, requires workers' compensation insurers and self-insured employers in South Carolina to provide injured workers with standardized, accessible information about their rights, benefits, and claim processes. The bill mandates clear disclosure of appeal procedures, benefit calculations, and contact information for workers' compensation commissions and legal resources.

Why is this important

Injured workers often lack clear understanding of their rights and available benefits under workers' compensation systems, which can result in workers failing to claim entitled benefits or missing critical deadlines. Increased transparency can reduce disputes, improve claim resolution efficiency, and help vulnerable injured workers navigate a complex system designed to protect them.

Potential points of contention

  • Insurer compliance costs: Insurance companies may argue that producing standardized, multilingual disclosure documents and updating systems creates administrative burden and expense that could increase premiums
  • Standardization challenges: Defining what constitutes "standardized" information across diverse claim types and state-specific regulations may prove difficult and contentious
  • Enforcement mechanisms: The bill's effectiveness depends on adequate enforcement; unclear penalties for non-compliance or insufficient oversight could undermine the transparency goal
  • Legal liability concerns: Insurers may worry that providing detailed information could increase litigation if workers cite discrepancies or claim inadequate notice

Compiled from official sources — confirm details with the bill’s official record.

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