Summary — HB 2472 (2025) — Ins. / Collision Repair Procedure (Illinois)
Status and sponsor
- Introduced: February 4, 2025 (filed with Clerk Feb 3, 2025)
- Sponsor: Rep. Jackie Haas
- Current status (introduced version): Referred to committee (record shows referral to subcommittee on Workforce, March 17, 2025).
- Affects: amends the Illinois Insurance Code (215 ILCS 5/155.29) and the Automotive Collision Repair Act (815 ILCS 308/15).
Purpose
- To require collision repairs to follow original equipment manufacturer (OEM) directives for repair procedures and replacement parts, increase consumer disclosure about aftermarket parts, and restrict insurers and repair facilities from directing or using repair methods that are not consistent with OEM directives — while allowing suitably equivalent non‑OEM parts/tools when they meet specified criteria.
Key provisions
- Definitions (Insurance Code): clarifies terms such as “aftermarket crash part” and “non‑OEM aftermarket crash part,” and defines “repair facility” and “installer.”
- Disclosure when non‑OEM parts are used:
- If a non‑OEM aftermarket crash part will be used, the insurer (or repair facility) must advise the customer in writing.
- Insurers that intend to use non‑OEM crash parts must: (1) provide a written estimate clearly identifying each non‑OEM crash part; and (2) include a disclosure attached to the estimate stating that the replacement parts are supplied by a source other than the vehicle manufacturer and warranties are provided by the part manufacturer/distributor, not the vehicle manufacturer.
- Repair procedure compliance:
- Insurers shall not specify the use of repair procedures that do not comply with OEM directives for the affected parts.
- Repair facilities and installers shall not use repair procedures that are not in compliance with OEM directives for those parts.
- Exception: OEM parts or OEM ADAS (advanced driver assistance system) calibration tools that may be recommended by an OEM directive are not required if the replacement parts or calibration tools used are “at least equal in like kind and quality” and otherwise conform to OEM directives.
- Estimates and consumer protections (amendments to Automotive Collision Repair Act):
- No work exceeding $100 may begin without consumer authorization after required disclosures.
- Repair facilities must give written estimates or price limits and cannot exceed an estimate by more than 10% without consent.
- Estimates must list major parts and designate them as new/used/rebuilt/aftermarket.
- New: Estimates must include the use of repair procedures and replacement parts that comply with OEM directives for those parts (subject to the equivalency exception noted above).
- Estimates must include total costs (including diagnostics, storage, administrative fees), date prepared, and odometer reading; if disassembly was needed to estimate, cost of disassembly must be shown if the consumer declines repairs.
Who is affected
- Consumers / vehicle owners: greater disclosure about parts and assurance that repairs follow OEM guidance; clearer written estimates and cost transparency.
- Insurers: prohibited from directing non‑OEM‑compliant repair procedures; must provide clearer disclosures when non‑OEM crash parts are to be used.
- Collision repair facilities and installers: required to follow OEM repair procedures (or document use of equivalent parts/tools); must provide detailed estimates and part designations.
- Parts manufacturers and suppliers (OEM and aftermarket): increased emphasis on part equivalency documentation and warranty disclosures.
Potential impacts and notes
- Safety/quality: By tying procedures to OEM directives, the bill aims to protect vehicle integrity (including ADAS systems) and occupant safety.
- Cost/access: While the bill permits non‑OEM parts/tools when equivalent, repair shops and insurers may incur administrative costs to document equivalency and provide disclosures; consumers may benefit from clearer information to choose parts/pricing.
- Enforcement: The introduced text amends statutes governing disclosure and repair standards but does not in the shown excerpts add new penalty mechanics; enforcement would likely rely on existing regulatory and consumer‑protection mechanisms under the Insurance Code and Automotive Collision Repair Act.
- Source: Summary is based on the introduced version (text truncated in places); final bill language could clarify definitions, equivalency standards, and enforcement.