Bill
HB 4407
Overview: HB 4407, Human services: medical services; MIcare act; create, was electronically reproduced on April 29, 2025.Purpose and Intent: The bill seeks to establish the "MIcare
Overview: HB 4407, Human services: medical services; MIcare act; create, was electronically reproduced on April 29, 2025.
Purpose and Intent: The bill seeks to establish the "MIcare" program, a new state-run health insurance option designed to provide affordable, comprehensive coverage to all residents.
Key Provisions:
- Creates the MIcare program to be administered by the Department of Health and Human Services
- Requires all state residents to enroll in either MIcare or an approved private insurance plan
- Sets premium rates and cost-sharing requirements based on income, with subsidies available for low-income individuals
- Expands the state's Medicaid program to cover all residents up to 138% of the federal poverty level
- Prohibits private insurers from offering plans that duplicate MIcare's core benefits
Affected Parties and Impacts: The MIcare program would impact all state residents by mandating health insurance coverage. Low-income individuals would benefit from expanded Medicaid eligibility and premium subsidies. Private insurers would face new restrictions on plan offerings.
Procedural and Timeline Considerations: The bill has been electronically reproduced and is currently moving through the legislative process. If passed, the MIcare program would likely take 12-18 months to be fully implemented across the state.
Compiled from official sources — confirm details with the bill’s official record.
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