HR 5618 - Housing PLUS Act of 2025

Overview

Bill Number: HR 5618

Title: Housing PLUS Act of 2025
Status: Introduced in House
Introduced: September 30, 2025

Purpose and Intent

The Housing PLUS Act of 2025 aims to address the growing affordable housing crisis in the United States by expanding access to federal housing assistance programs and incentivizing the construction of new affordable units. The bill's primary goal is to ensure that all Americans have access to safe, stable, and affordable housing.

Key Provisions

• Increases funding for the Section 8 Housing Choice Voucher program by $20 billion annually to provide rental assistance to an additional 2 million low-income households.
• Establishes a new tax credit program to incentivize the construction of 1 million new affordable rental units over the next 10 years, with a focus on areas with the greatest housing shortages.
• Expands eligibility for the Low-Income Housing Tax Credit (LIHTC) program to include middle-income households earning up to 80% of the area median income.
• Requires state and local governments to develop comprehensive affordable housing plans to receive certain federal housing and community development grants.
• Provides $5 billion in grants to support the preservation and rehabilitation of existing affordable housing units.
• Mandates that all new federally-funded housing projects reserve at least 20% of units for low-income residents.

Affected Parties and Impacts

The Housing PLUS Act would primarily benefit low- and middle-income households struggling to afford housing, as well as developers and builders of affordable housing. By increasing the supply of affordable units and providing rental assistance, the bill aims to make housing more accessible and reduce the financial burden on millions of American families.

Procedural and Timeline Considerations

The Housing PLUS Act was introduced in the House of Representatives on September 30, 2025 and has been referred to the House Committee on Financial Services for consideration. If passed by the House and Senate, and signed into law by the President, the bill's provisions would be implemented over the next several years, with the goal of achieving its affordable housing targets by 2035.