Summary: House Resolution HR 6195 — Financial Literacy Month in Rhode Island (April 2025)
#### What the bill is
- A House Resolution of the Rhode Island General Assembly declaring April 2025 as “Financial Literacy Month” in Rhode Island.
- Resolution number: HR 6195 (Version LC002393).
- Status: House read and passed on April 8, 2025. Additional legislative actions shown for November 2025 (referral to Judiciary and introduction in the House) reflect subsequent procedural steps in the record.
#### Purpose and intent
- To recognize the importance of financial literacy for all Rhode Islanders and to promote informed personal financial decision-making.
- To align Rhode Island with broader national and regional efforts to strengthen budgeting, saving, credit management, investing, and asset protection skills.
- To emphasize existing state initiatives (e.g., high-quality personal finance education in public high schools established by 2021 legislation) and ongoing collaboration among government, industry, nonprofits, and educational institutions.
#### Key provisions
- Proclaims April 2025 as “Financial Literacy Month” in the State of Rhode Island.
- Urges all Rhode Islanders to engage in programs and activities that enhance personal financial literacy during April and throughout the year.
- Directs the Secretary of State to transmit a certified copy of the resolution to the Rhode Island JumpStart Coalition.
#### Affected parties and stakeholders
- General public of Rhode Island (all residents).
- Educational, governmental, nonprofit, and private-sector organizations involved in financial education and empowerment.
- Rhode Island JumpStart Coalition (the recipient of the certified copy, signaling a partnership or recognition of ongoing efforts).
#### Context and background
- Builds on Rhode Island’s prior actions to improve financial education, including:
- 2021 legislation guaranteeing access to high-quality, standards-aligned personal finance education for public high school students.
- The Rhode Island Financial Empowerment Roundtable, which brings together government, nonprofits, education, and private sector representatives to promote financial stability and growth.
#### Procedural/timeline notes
- Introduced: April 8, 2025.
- Referred to the House Committee on the Judiciary.
- Action recorded as “House read and passed” on April 8, 2025.
- Later entries (November 20, 2025) indicate additional procedural steps (referral to Judiciary and introduction in the House), suggesting further consideration or a subsequent formalization in the legislative record.
#### Fiscal and policy impact
- As a resolution, it primarily serves a ceremonial and advocacy function; it does not, by itself, create new law or impose mandates or expenditures.
- The resolution signals support for financial literacy initiatives and may bolster collaboration and program funding discussions by drawing attention to related efforts.
#### Bottom line
- HR 6195 is a ceremonial measure designating April 2025 as Financial Literacy Month in Rhode Island, aiming to raise awareness and encourage participation in financial education activities. It complements existing educational policies and partnerships and directs official acknowledgment to the RI JumpStart Coalition.