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HB 1400

Health insurance; require coverage for genetic testing for inherited mutation and evidence-based cancer imaging.

2025 Regular Session Introduced by Sam Creekmore

Mississippi bill requiring health insurers to cover genetic testing and cancer imaging dies in Senate committee after House passage.

Died In Committee
#insurance
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Bill Summary · HB 1400

Legislative bill overview

HB 1400 would mandate that health insurance plans cover genetic testing for inherited mutations and evidence-based cancer imaging techniques. The bill passed the House on February 6, 2025, but died in the Senate Insurance Committee on March 4, 2025, preventing it from becoming law.

Why is this important

Genetic testing and advanced cancer imaging can enable early detection and prevention of hereditary cancers, potentially improving patient outcomes. However, requiring coverage of these services increases insurance costs, which may be passed to employers and individuals through higher premiums, creating a tension between access and affordability.

Potential points of contention

  • Cost implications: Mandatory coverage expands what insurers must pay for, raising premiums for all policyholders regardless of individual risk factors or family history
  • Definition ambiguity: "Evidence-based" cancer imaging could be interpreted broadly, leaving uncertainty about which specific imaging technologies qualify and their actual clinical necessity
  • Risk stratification concerns: Genetic testing requirements may not account for individual risk profiles, potentially mandating testing for those unlikely to benefit while increasing unnecessary healthcare spending

Compiled from official sources — confirm details with the bill’s official record.

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