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Bill

HB 465

Generally revise lien laws and foreclosure

2025 Regular Session Introduced by Steve Fitzpatrick

Montana HB 465 sought to revise state lien and foreclosure laws but died in Senate committee after being tabled without disclosure of specific proposed changes.

(S) Died in Standing Committee
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Bill Summary · HB 465

Legislative bill overview

HB 465 proposed general revisions to Montana's lien laws and foreclosure procedures, though specific details of the proposed changes are not provided in the available legislative record. The bill was introduced by Representative Steve Fitzpatrick and underwent Senate review before being tabled and ultimately dying in committee.

Why is this important

Lien and foreclosure laws directly affect property rights, debt collection, and homeowner protections. Changes to these statutes can significantly impact lending practices, mortgage holders, property owners facing financial distress, and the real estate market more broadly.

Potential points of contention

  • Creditor vs. homeowner balance: Revisions could favor either lenders seeking faster/easier foreclosure remedies or borrowers seeking additional protections and procedural safeguards
  • Scope of lien priorities: Changes to which liens take priority in foreclosure could affect construction contractors, tax authorities, and mortgage holders differently
  • Foreclosure timelines and process: Modifications to notice requirements, waiting periods, or auction procedures could reduce costs for lenders or provide more due process for homeowners

Compiled from official sources — confirm details with the bill’s official record.

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