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Bill

LC 489

Generally revise health insurance laws

2025 Regular Session

LC 489 aims to broadly revise health insurance laws, affecting insurers, policyholders, employers, and regulators; the draft died in process, so no changes enacted.

(LC) Draft Died in Process
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WeVote Research Nonpartisan
Bill Summary · LC 489

Summary: LC 489 — Generally revise health insurance laws

Overview

  • Bill number: LC 489
  • Title: Generally revise health insurance laws
  • Status: Draft Died in Process
  • Introduced: October 4, 2024
  • Classification: bill
  • Subject: Insurance

Purpose and Intent

  • The bill is described as a general revision of health insurance laws. The available information does not include the specific objectives, policy rationales, or targeted changes within the text. If the full bill text becomes available, it would clarify the intended reforms, such as changes to regulatory authority, consumer protections, rate review, or coverage standards.

Key Provisions (Text Not Provided)

  • The actual provisions, amendments, and statutory changes are not included in the provided data. In bills that revise health insurance laws, common categories of change include:
    • Regulatory framework and oversight of insurers
    • Consumer protections for policyholders (e.g., grievance procedures, coverage requirements)
    • Rates, premiums, and rating rules
    • Network adequacy and access to care
    • Solvency, reserve requirements, and financial reporting
    • Filing, enforcement, and penalties for non-compliance
  • Because the full text is not available here, the above are illustrative categories and may or may not reflect LC 489’s specific content.

Affected Parties

  • Health insurers and other entities regulated under state health insurance laws
  • Individuals and groups insured under health plans
  • Employers that sponsor health coverage
  • Healthcare providers and networks
  • State insurance regulators and department staff
  • Legislators and policymakers involved in health policy

Status, Timeline, and Procedural Notes

  • Introduced: October 4, 2024 (Drafter Assigned)
  • 2024-10-04: Drafter Assigned
  • 2025-05-22: Draft Died in Process
  • Meaning of “Draft Died in Process”: The bill did not progress through the legislative process toward enactment during the relevant session. It was not advanced beyond its draft stage, and no further action on this bill occurred within that session. A revived or reintroduced version could be considered in a future session.

Next Steps / How to Learn More

  • To understand the exact provisions and potential impact, obtain the full bill text and any fiscal notes or committee reports from the official legislative website.
  • Track whether a new version is introduced in a future session or if LC 489 is renamed/refiled under another bill number.
  • For questions about impact, consult regulatory analysis or stakeholder hearings related to proposed health insurance reforms.

If you’d like, I can format this differently or add a section once the full text becomes available.

Compiled from official sources — confirm details with the bill’s official record.

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