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HB 1064

Federal National Flood Insurance Program; guidance document.

2026 Regular Session Introduced by Keith Hodges

Virginia would create state guidance documentation for administering the Federal National Flood Insurance Program to clarify procedures and coordination between state and federal flood insurance operations.

Subcommittee recommends striking from the docket (Voice Vote)
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Bill Summary · HB 1064

Legislative bill overview

HB 1064 would establish state guidance documentation for Virginia's participation in and administration of the Federal National Flood Insurance Program (NFIP). The bill appears designed to clarify state procedures and requirements related to flood insurance policy coordination and implementation at the state level.

Why is this important

Flood insurance significantly affects property values, development decisions, and financial risk for Virginia residents, particularly in coastal areas and flood-prone regions. Clear state guidance can streamline program administration, reduce confusion between state and federal requirements, and potentially improve consistency in how flood insurance is handled across localities.

Potential points of contention

  • Program scope ambiguity: The bill's actual provisions are not detailed in available records, making it unclear whether it expands state authority over federal programs or merely clarifies existing roles
  • Cost implications: Creating new guidance documents and compliance mechanisms could impose unfunded mandates on localities or increase state administrative expenses
  • Federal-state tension: Establishing state guidance for a federal program raises questions about regulatory authority and whether state guidance might conflict with or duplicate federal NFIP requirements

Compiled from official sources — confirm details with the bill’s official record.

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