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Bill

HS

Bill

A 4272

Establishes Kidney Donor Insurance Fund.

2024-2025 Regular Session Introduced by Heather Simmons

Creates New Jersey Kidney Donor Insurance Fund to provide financial protections and insurance coverage for living kidney donors, removing economic barriers to organ donation.

Introduced in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee
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Bill Summary · A 4272

Legislative bill overview

Bill A 4272 establishes a dedicated Kidney Donor Insurance Fund in New Jersey to provide financial protections and insurance coverage for individuals who donate a kidney. The fund would create a mechanism to support living kidney donors through insurance benefits, addressing potential financial burdens associated with organ donation.

Why is this important

Living kidney donation is critical to addressing the chronic shortage of available kidneys for transplant patients, yet donors often face significant out-of-pocket medical expenses, lost wages, and potential long-term health complications without financial safety nets. This bill aims to remove financial barriers that discourage people from becoming living donors, potentially increasing donation rates and saving lives. Such protections may also help ensure more equitable access to living donation across different socioeconomic groups.

Potential points of contention

  • Funding mechanism unclear: The bill's funding source (taxpayer dollars, insurance premiums, hospital fees) has not been specified, raising questions about cost allocation and program sustainability
  • Scope of coverage undefined: It's unclear what specific medical expenses, insurance types, and long-term health complications would be covered under the fund
  • Precedent and interstate implications: Other states may lack similar programs, creating questions about whether out-of-state donors or donors traveling for transplants would be eligible, and potential cost-shifting concerns

Compiled from official sources — confirm details with the bill’s official record.

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